Florida COA Compliance Software

Built specifically for Condominium Owners Associations in Florida. A COA is the governing body of a condominium community -- responsible for managing common elements, enforcing rules, and maintaining compliance with Chapter 718 of the Florida Statutes.

Under HB 1021, condos with 25+ units must have a compliant association website by January 1, 2026. HOA Cloud automates every requirement so your board can focus on the community, not paperwork.

COA Compliance Dashboard

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Chapter 718 Compliant
100%
HB 1021 Website
Active
Documents Posted
52/52
SIRS Study
Current
Meeting Notices
On Time

What Is a COA and Why Does It Need Compliance Software?

A Condominium Owners Association (COA) in Florida faces stricter regulations than typical HOAs. Here is what makes COA compliance different.

Shared Common Elements

Unlike HOAs, COAs manage shared structural elements -- hallways, elevators, roofs, pools, and building systems. This creates additional compliance requirements around SIRS (Structural Integrity Reserve Studies) and reserve funding.

Chapter 718 Governed

Florida COAs are governed by Chapter 718 (Florida Condominium Act), which has stricter requirements than Chapter 720 (HOA Act). This includes mandatory website requirements under HB 1021, SIRS for 3+ story buildings, and detailed financial reporting.

Higher Liability

COA board members face personal liability for non-compliance with structural safety requirements. After the Surfside tragedy, Florida significantly increased enforcement of building safety and reserve funding requirements for condominiums.

COA-Specific Statute Compliance

HOA Cloud maps directly to every Chapter 718 requirement your condominium association must meet.

§718.111(12)

Official Records Posting

Requires COAs to maintain and post official records including governing documents, financial records, meeting minutes, and insurance policies on the association website.

Automatic document categorization and posting with compliance tracking
§718.111(12)(g)

Digital Accessibility

Mandates that all official records be accessible digitally to unit owners, with reasonable accommodations for accessibility.

24/7 resident portal with secure login and document search
§718.128

Electronic Voting

Authorizes condominiums to conduct elections and votes electronically, with requirements for voter verification and audit trails.

Built-in electronic voting with identity verification and full audit trail
§718.112(2)(d)

Meeting Notices

Requires board meeting notices to be posted at least 48 hours in advance, and annual meeting notices at least 14 days before the meeting.

Automated meeting notice posting with 48-hour and 14-day enforcement
§718.112(2)(g)

SIRS Requirements

Structural Integrity Reserve Studies required for buildings 3+ stories. Must be completed by December 31, 2025, and updated at least every 10 years.

SIRS tracking, expiration alerts, reserve funding calculations, and affidavit management
§718.112(2)(f)

Annual Budgets

Requires proposed budgets to be distributed at least 14 days before the budget meeting, with adopted budgets posted within 30 days.

Budget distribution tracking with deadline alerts and automatic posting
HB 1021

Website Mandate

Condos with 25+ units must maintain a compliant association website by January 1, 2026. The website must provide access to all required official records.

Auto-generated compliant website with all required content sections

COA-Specific Features

Every feature your Florida condominium association needs to stay compliant and run efficiently.

Compliant Association Website

Auto-generated website that meets all HB 1021 requirements. Includes document library, meeting notices, financial reports, and resident portal -- no web development needed.

Document Management Portal

24/7 resident access to all official records. Automatic categorization, record-retention requirements (generally at least 7 years; some records must be kept permanently), 12-month posting, and compliance tracking for every document type.

Electronic Voting

Conduct board elections and membership votes electronically per Section 718.128. Voter identity verification, secret ballot support, and complete audit trail.

Meeting Notice Automation

Automatically posts and distributes meeting notices. Enforces 48-hour advance requirement for board meetings and 14-day requirement for annual meetings.

SIRS Tracking

For 3+ story buildings: tracks milestone inspection deadlines, reserve study completion, 10-year renewal cycles, and manages affidavit requirements.

Financial Reporting & Budgets

Budget distribution tracking with 14-day advance deadline alerts. Automatic posting of adopted budgets, year-end financials, and assessment disclosures.

Resident Portal

Secure login portal for unit owners with 24/7 access to documents, meeting schedules, financial records, maintenance requests, and community announcements.

Vendor Management & Work Orders

Manage building maintenance with vendor compliance tracking, work order lifecycle management, photo documentation, and invoice processing.

Payment Processing

Online assessment payments with ACH and credit card support. Automatic late fee calculation, payment receipts, and financial reporting integration.

HB 1021 Deadline Approaching

Your Condo Association Needs a Compliant Website by January 1, 2026

Florida HB 1021 requires condominium associations with 25 or more units to maintain a website that provides residents access to all official records. Non-compliance carries daily fines and exposes board members to personal liability.

$50/day minimum
Records-access damages, up to 10 days (a floor, not a cap)
Personal
Board member liability
At risk
Improperly noticed actions
Check Your COA Compliance Now

Built for Florida Condominium Associations

Purpose-built for Florida Chapter 718 and 720 compliance automation.

6
Role-based portals
718 & 720
Florida statutes automated
$14K
Compliance Shield guarantee

Built Florida-first: automated Chapter 718 and 720 compliance, a statutory records ledger, SIRS and milestone-inspection tracking, and guided migration from your current platform.

Founding associations onboarding now
Customer stories coming soon

Frequently Asked Questions About Florida COA Software

Common questions about Condominium Owners Association compliance and software requirements in Florida.

What is a COA in Florida?

A COA (Condominium Owners Association) is the legal entity that governs a condominium community in Florida. Unlike HOAs which manage single-family home communities, COAs manage condominiums where owners share common elements like hallways, elevators, pools, and structural components. Florida COAs are governed by Chapter 718 of the Florida Statutes (the Florida Condominium Act) and have strict compliance requirements including document posting, reserve funding, and structural safety inspections.

What software do Florida condominiums need for compliance?

Florida condominiums need software that handles Chapter 718 compliance requirements including: a compliant association website (required by HB 1021 for associations with 25+ units by January 1, 2026), document posting and retention, electronic voting capabilities, meeting notice automation, SIRS tracking for buildings 3+ stories, financial reporting, and resident portal access. HOA Cloud provides all of these features specifically designed for Florida COA compliance.

What is HB 1021 and how does it affect my condo association?

HB 1021 is Florida legislation that requires condominium associations with 25 or more units to maintain a compliant association website by January 1, 2026. The website must provide residents with 24/7 access to official records, governing documents, budgets, meeting notices, and financial reports. Willful records-access failures carry statutory minimum damages of $50 per calendar day for up to 10 days — a floor, not a cap, with actual damages available in the alternative (§718.111(12)(c)) — among other consequences. HOA Cloud automatically generates a compliant website for your COA that meets all HB 1021 requirements.

Does HOA Cloud work for condominium associations?

Yes. HOA Cloud is built specifically for Florida community associations including COAs (Condominium Owners Associations), HOAs, and co-ops. For COAs, it provides Chapter 718-specific compliance automation including SIRS tracking for high-rise buildings, electronic voting with audit trails, 48-hour meeting notice enforcement, document posting, reserve study management, and HB 1021 compliant website generation.

What are the Section 718.111 requirements for Florida condos?

Section 718.111 of the Florida Condominium Act establishes requirements for official records that COAs must maintain and make available to unit owners. Section 718.111(12) specifically requires associations to maintain and post official records including governing documents, financial records, meeting minutes, and insurance policies. Section 718.111(12)(g) requires digital accessibility of these records. Section 718.112(2)(g) establishes SIRS (Structural Integrity Reserve Study) requirements for buildings 3 stories or higher. HOA Cloud automates compliance with all Section 718.111 requirements.

Get Your COA Compliant Before the Deadline

HOA Cloud is the only software built specifically for Florida Condominium Owners Associations. Automate your Chapter 718 compliance and meet your HB 1021 website requirement today.

6
Role-based portals
718 & 720
Florida statutes automated
$14K
Compliance Shield guarantee

No credit card required. Setup in 48 hours. Cancel anytime.